Are there any pre-payment penalties associated with Uplift Pay Monthly loans? November 07, 2018 22:01 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date. For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? Why should I choose Uplift Pay Monthly to pay for my cruise? Can I make changes to my travel plans through Uplift? Free @ Sea: Ultimate Beverage Package How do I apply for an Uplift loan?