Do I have to pay off my Uplift Pay Monthly loan prior to traveling? November 07, 2018 22:05 Updated Your Uplift Pay Monthly loan does not need to be paid off prior to your vacation. For more information, please visit the Uplift Help Center. Related articles Why should I choose Uplift Pay Monthly to pay for my cruise? Can I make changes to my travel plans through Uplift? Are there any pre-payment penalties associated with Uplift Pay Monthly loans? How do I apply for an Uplift loan? How do I cancel or change my trip when paying through Uplift?